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Smartcard Environment

  • The technological environments:
    Banking: Card Issuing and personalisation systems, contact and contactless cards, acquiring (Point Of Sale and ATM devices), cryptographic equipments... EMV, CCD, CPA, JavaCard, PayPass, SIM, Wifi, J2ME, Global Platform, MULTOS
    The Telecom: NFC (Near Field Communication), RFID, SIM card, Over The Air platform, Java applet, Flash memory management, SIM-Mobile set of commands

  • Areas of application:
    payment: debit, credit, pre-authorized debit, private and banking schemes,
    mobile phone: value added services onboard SIM cards, Secure transactions via 3G network
    loyalty: support implementation of a customer loyalty program,
    internet security: home banking secure application, digital certificates
    multi-application: creation of a multi-application program based on a payment application...

  • Business sectors:
    Banking and finance: financial and credit firms, banking groups and associations, securities issuers, international associations (EMVCo / MasterCard / VISA)...
    Telecommunication operators: Mobile operators and Mobile Virtual Network Operators
    Retailing: major brands, associations, trading groups, land and air transportation companies, customer loyalty systems.
    And also: municipalities, universities, government organizations in the context of "identity" projects.